Hire A Hubby and Aon
Insurance for Hire A Hubby franchisee's
Mon - Fri 8:30am - 5:00pm AET
As a Hire-a-Hubby (HAH) franchisee, you’ve worked hard to get your business to where it is today. But no matter how handy you are, having adequate insurance for your business is something you can’t afford to overlook. There’s a lot that can go wrong when you run a trades business, and without appropriate insurance, many events may take a significant financial toll.
Aon has partnered with Hire-a-Hubby to bring franchisees insurance cover intended to meet the HAH requirements. By arranging insurance through Aon, you can have the confidence of knowing you and your business can speak to Aon should certain unfortunate incidents occur and impact your ability to keep your business running.
What Insurance do HAH Franchisee owners need?
HAH have minimum insurance requirements for their franchisee owners, however this may not be the extent of the insurance cover you require. Your insurance needs, risk and exposure will vary based on the nature of your business. Factors such as the services offered, the size of the business, if you have employees and the assets / equipment owned by the business and if you have a digital footprint, even the way your company is structured can impact your insurance requirements.
HAH requires certain insurance to be maintained by franchisees1. The following outlines insurance products Aon may offer if eligible that may meet these requirements, however, remember to consider more than your contractual requirements when talking to your insurance advisor/Broker.
How to arrange insurance through Aon
Your business activities may mean you’re not available during Aon’s business hours so we have added a few options for you:
Why Aon?
Don't just insure, be sure.
Industry expertise
Feel confident about your choice of insurance by talking with specialists in your industry
Local support
All brokers based in Australia
Global broker
Our global scale means we can negotiate competitive quality insurance products with insurers
Client education
We provide specialist resources on business insurance and risk management to help you stay on top of current and emerging risks in your industry
Insurance Options for Franchisees
Frequently Asked Questions
What is not covered under Personal Accident insurance?
Every policy has terms, conditions, and exclusions, and you must read the Product Disclosure Statement and policy wording to fully understand the all the terms, conditions and exclusions. Notable exclusions for personal accident insurance are:
- Pre-existing conditions, sickness or injuries
- Injury related to high-risk activities (such as parachuting or hang gliding)
- Claims arising from participation in professional sport
- Claims occurring while under the influence of alcohol and drugs
- Deliberate self-infliction of injury or sickness
Can I pay for my policy monthly?
If eligible, yes, you can. Monthly payments man be arranged through a premium funding agreement with Hunter Premium Funding3 to help you spread the costs of your insurance across the year. Please note that the total overall cost is higher if you pay monthly. Contact us on 1800 020 339 or by email on [email protected]
How do I make a claim?
You will find details of how to make a claim in the policy wording you receive from us. However, we also appreciate that having to make a claim can be a stressful time which is why, as your advocate, we are always on hand to help with any questions. Please do not hesitate to call us on 1800 020 339 during business hours.
What if I need to make a change to my policy?
It is important to keep your policy up to date with the changing shape of your business but also to keep your business and personal information up to date in the event of a claim.
Should your business circumstances have changed, for example you have moved into new premises or you have changed the services that you offer and you are not sure if your existing insurance covers it anymore then you can always call one of our experienced friendly brokers to discuss on 1800 020 339
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The news you need to know
Ways to get in touch
For more information, email [email protected]
1Franchisee insurance requirements are stipulated by HAH and may change, refer to HAH for up to information in relation to your insurance requirements.
2Subject to full policy terms, conditions and exclusions.
3Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.
Please also note that The trustee for HIRE A HUBBY FRANCHISE OPERATIONS TRUST
ABN 20 812 365 919 (HAH) act as a referrer of the above listed insurance/s to Aon. Where you purchase this insurance as a result of a referral from HAH to Aon, HAH will receive a commission from Aon. Please feel free to contact us for further information.