The Performer’s Liability Insurance arranged through Aon may cover the following categories of performers:
Category 1
Actors/Acting, Astrologers, Baton Twirling, Bingo Callers, Bubble Blowing, Caricatures, Cartoonists, Characters, Comedians, Comperes, Costumed Characters, Escape Artists, Hula Hoop, Impersonators, Magicians, Marching, Marriage Celebrants, MC’s, Mime, Models, Poets, Promotional Boy/Girl, Public Speakers, Puppetry, Race Callers, Spruikers, Statues, Stilt Walkers, Storytellers, Theatre Performers, Trivia Hosts, TV Presenters, Unicycling/Trick Cycling
Category 2
Acrobats, Aerial Performers, Balloon Sculpting, Burlesque Artist, Clairvoyant, Clowns, Dancers, DJ’s/Video DJ’s, Face & Body Painters, Juggling, - Non-Dangerous Goods – balls etc, Karaoke, Musicians/Singers, Pavement Art, Physical Theatre, Plate Spinning, Roller Skating, Tarot Card Reading.
If you are in a category not described above, please contact our entertainment team, and they can assist with your query.

Although the venue or contractor may have their own Public Liability insurance in place, it generally won’t cover the legal liability of performers or other third parties engaged by the venue in the event of an occurrence which results in a claim.
This is because their insurance generally covers them for their own insured activities and liabilities. Performers may not be employees, and therefore the venue’s/contractor’s policy will not necessarily extend to cover the liability incurred by such performers or any other third party engaged by them.

If travelling overseas to perform, Public Liability Insurance for Performers arranged through Aon will generally cover policyholders anywhere outside of North America, North Korea, Cuba and Iran, provided this is stated in your Schedule.^1,2

The Public Liability cover under home insurance policies sometimes exclude incidents that occur while you’re operating a business. You should check with your home insurance provider to clarify the coverage offered here. Additional Public Liability Insurance may be suitable for your business, such as the Music & Signing Teachers Liability Insurance through Aon.

The coverage under Public Liability, Breach of Professional Duty and the Personal Accident Insurance may extends to teaching at students’ homes. However, if taking equipment to students’ homes, optional cover is available for these if they’re damaged or stolen and meet insured criteria. This feature is not automatically included as Equipment Insurance is a separate policy, and you should contact your broker to discuss further.

Under the Music & Singing Teachers Liability Insurance through Aon, if conducting lessons while overseas (outside of North America, North Korea, Cuba & Iran), Public Liability and Breach of Professional Duty cover may be available^1,2.

Picture this: You are in the middle of a lesson teaching a group to foxtrot when suddenly there is a loud crash, one of the mirrors on the wall has fallen off and broken glass is everywhere. Unfortunately, it has also landed on the groups personal items and one person has received a cut from the glass. You could be held legally liable for any damage caused to property and for any injuries that may have been incurred. Public Liability Insurance may help cover your legal liability for property damage and/or bodily injury to a third party caused by an occurrence happening in connection with your business activities during the period of insurance.
Even if not teaching a class, and only performing, Public Liability is still an important cover to consider as one may be held legally liable for injury to another dancer, or damage to a venue as a result of activities.

This policy may cover a broad range of activities in the dance industry which we have listed for you below:
Acro, Aerobic, African, Anti-gravity yoga, Aqua Aerobics, Aqua Zumba, Ballet, Ballroom, Baton Twirling, Bellydance, Bollywood, Breakdance, Burlesque, Calisthenics, Ceroc, Cheer, Contemporary dance, Contra Dance, Country & Western, Cultural, Flamenco, Folk, Funk, Gymnastics (floor work), Highland, Hip Hop, Hula Hoops, Irish, Jazz, Jazz Ballet, Jazzercise, Jungle Body, Konga, Latin dancing, Linedancing, Modern, Morris, Performance Troupe, Physical Culture, Pilates, Pole Fitness, Pound, Rock 'n' Roll, Round dance, Salsa, Jazz, Jazz Ballet, Jazzercise, Konga, Square dance, Street, Swing dancing, Tai Chi, Tango, Tap, Theatrical, Tribal, Xtend, Barre, Yoga, Zouk, Zumba
If your dance style is not included in the above list, please contact us on 1800 806 584 and we will be able to assist you over the phone.

Under the Equipment & Musical Instrument Insurance arranged through Aon, equipment may be covered if lending it to someone else. However special terms, conditions and excesses apply. Please ensure you read the PDS, Policy Wording, and/or contact our office for more information.

We are able to arrange periodical payment solutions including monthly payment through our premium funding option. This option is not available through our online quoting system, so if you are interested in premium funding, we ask that you please contact our Entertainment team on 1800 806 584 or via our email address: [email protected]

You will find details of how to make a claim in the policy wording you receive from us. However, we also appreciate that having to make a claim can be a stressful time. That's why as your advocate we are always on hand to help with any questions. Please do not hesitate to call us on 1800 806 584.

It is important to keep your policy up to date with the changing shape of your work but also to keep your business and personal information up to date in the event of a claim.

Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers it anymore then you can always call one of our experienced friendly brokers to discuss on 1800 806 584.

Your renewal offer, schedule and tax invoice will be emailed to you approximately 30 days before your renewal date. Please ensure you review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept, simply make payment by the date specified on the tax invoice.

Please accept our apologies. At Aon, we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 805 191 or email [email protected] and we will look to send your documents as soon as possible.

Our opening hours are 8.30 a.m. to 5.00 p.m. Monday to Friday (except public holidays). If you need to contact us out of hours you can email us at [email protected] and we will pick up your query on the next business day.