Public and Products Liability cover

• Public Liability $20,000,000 any one occurrence.
• Products Liability $20,000,000 any one occurrence and in the aggregate any one period of insurance.
• Goods in the policy holder’s Care, Custody or Control $250,000 any one occurrence and in the aggregate¹

Optional Drone Cover Cover can be included within the sum-insured for no extra cost by selecting the option online.^{1 & 3}

Photo & Film Shoot Cover Following an insured loss to equipment which results in the loss of photos or film taken for a client that now must be re-taken, may be covered for costs up to $20,000 in the aggregate.¹

Repair or Replacement If photography equipment is damaged, lost, or stolen, the policy holder may be offered repair or replacement of the damaged equipment. Subject to eligibility criteria.¹

Worldwide Cover for Equipment Cover for equipment anywhere in the world.²

Worldwide Cover for Liability Covers anywhere in the world excluding North America.²

¹Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information. ²Cover is worldwide (except North America as indicated) and unless otherwise specified in the policy schedule. ³We can arrange cover for drones as part of photographer’s insurance policies for equipment and public liability. We can arrange cover for drones up to 5kgs and up to $5,000 in value. Under the equipment insurance, cover is provided for drones for damage and theft everywhere in the world, even when in permitted use. The drone cover included as an extension to the Public Liability policy may provide cover should the policy holder injure someone or damage third-party property whilst operating the drone. Drone claims will attract an excess of $1,000. Policy holders must comply with Civil Aviation Safety Authority regulations and any applicable Remote Piloted Aircraft operating conditions, which we will include in our documentation when the policy holder applies for the optional cover.

Insurance Package for Photographers is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 (Aon) as agent for the insurer, AAI Limited t/a Vero Insurance, ABN 48 005 297 807, AFSL 230859.

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Automatic worldwide equipment cover Take camera equipment around the globe and should it be stolen or damaged, our cover may provide protection.¹

Emergency hire costs for up to 35% of the sum insured of the damaged item If the insured camera is damaged but there is need to desperately take pictures, we may be able to arrange cover for up to 35% of the sum insured to hire another camera to not miss those memories (claims in Australia only).¹

New for old equipment replacement at the time of a claim The cover we arrange is also 100% new for old replacement, so replacing a camera with the equivalent version (subject to availability) if it’s lost, stolen or can't be repaired.¹

¹Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.

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